Traditional Bridging Finance

The Traditional Bridging Loan is designed for property purchases - inparticular at auction.

At outset Cowan Investments can lend, net of all fees and interest charges over an initial maximum term of 6 months, up to 75% (85% Gross) of the current open market value and not the contract price. If the intention is to refurbish the property and the borrower is able to demonstrate that they have funds to compete the building works then we can consider a gross LTV in excess of 85%. The term may be extended or renewed subject to refurbishment progress. After the first month, interest is charged on a daily basis. Typically, no exit fee is charged. The maximum loan for this product is $2,000,000.00. Loans outside the normal parameters will also be considered case-by-case.

Product Headlines

Loan-to-Value: Up to 85% gross of current open market value
Loan Size: Minimum loan size $50,000.00; Maximum loan size $2,000,000.00
Interest Rate: From 4.50% per month
Charges: 1% arrangement fee, typically no exit fee
Loan Term: Minimum loan term of 1 month, maximum term 6 months (may be extended)
Borrower: Individuals and USA companies only
Security: 1st legal charge, plus Directors guarantees
Location: United States only

No Upfront Fees, Non-Status, No Accounts Required, Freehold/Leasehold, Semi‐Commercial Considered, Auction Purchase, Competitive Valuation & Lenders Legal Costs, Interest & Charges Deducted From Loan Proceeds.

For further information please contact our underwriting team on

Alternatively, please submit your lending enquiry by clicking the button below.

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Contact Us

Cowan Investments LLC
#1208 Wilmington Island Road 
Savannah GA 31410 USA
#204 Collierstown Way
Peachtree City, GA 30269 USA

Tel: (470) 226 3080
Fax: (470) 226 3660